
I hate taking my kids out for breakfast, because I want them to order what they want. Breakfast out is a treat. I don’t do it often. Really, I’d prefer to fry up some ‘taters and eggs and sausage, with toast and jam. Red raspberry jam. What the Smuckers folks call preserves. Their jam looks nothing like the jam I grew up on, when mom made homemade jam. From the raspberries we grew.
The reason why I had taking my kids out for breakfast is the cost. I love having a glass of cold milk with breakfast. But what do you pay for a twelve to sixteen ounce glass of milk? Two bucks? Three bucks? I pay two bucks for a gallon of milk at Holiday Drug. That’s ten 12-ounce glasses of milk. And an eight ounce glass. So, you buy a two dollars gallon of milk and sell it for thirty bucks. And that’s just the milk.
What about orange juice?
This one kills me.
How small a glass do glass makers manufacture? To find out, order orange juice with your breakfast. Three, four, five bucks for a couple of ounces of OJ? And then? The kid wants a refill.
Now…you wanna be cheap? Eating out, dining out, is an experience that you must teach your children. It should be a relaxed, special time. It is an indulgence. And should be appreciated as such. If you can’t afford to take your children out for breakfast, dinner or supper, you do have a choice. (The choice is not to send them to your in-laws, although there is a certain poetry to that choice.)
The choice is to provide for them in your own kitchen. Have a fetish for freshly squozed juice? Most times of the year, doing it yourself is pennies to the dollar different from restaurant juice.
So what happens to health care, when everyone has a daddy buying it for them?
There is no option to head for the kitchen. There are things one can do for oneself when it comes to avoiding injury and disease. But where is the restraint when the option—eating in the restaurant—is free? Why would you choose to cook breakfast for yourself when Uncle Sam is willing to pick up your tab at the neighborhood diner?
A friend of mine has provided his employees (and their families) with comprehensive health insurance. Found out something interesting; co-pays (out of pocket costs for covered members) were required for doctor’s office visits, emergency room coverage required no co-pay.
So what happened when Little Billy or Little Sally had a sniffle? Off to the emergency room to avoid a $15.00 co-pay expense. The employee avoided a fifteen dollar expense. The insurance plan paid five to six hundred dollars for an emergency room visit, rather than an eighty to $150.00 charge for a visit to the doctor during regular hours.
Are people rational? Sure. Given the choice between free or not, I’d take free. If liquor stores had an hour each week when liquor was free, you’d prolly see me there. Or in line. Or, jammed in the store with my arms full, milling about, waiting for the appointed hour.
Window shopping, as it were.
I would submit that it would be very hard to make money owning a liquor store if word got out that, for an hour each week, liquor would be free. I think that I, and others within this happy little community, could completely empty a liquor store within an hour under the conditions cited above.
What would be the motivation for spending money on liquor under this system? I’m sure there are a couple. If, on free hour day, you were unable to cadge a bottle of vermouth, a visit the next day to pick up a bottle would make certain sense.
But what price would that bottle command?
The liquor store owner wants to make a profit, and since all of his product has disappeared on liquor free day, he had to completely restock all his liquor. And attempt to make a profit on the remaining sales he is able to knock out. So, to cover the cost of his inventory, the cost of inventory that went through the door on liquor free day, what would be a reasonable price for that bottle of vermouth? Five thousand dollars? Fifteen thousand?
I’m all in favour of liquor free day. But after the first day of free liquor, how many liquor stores will be closing down?
So, good luck with your Health Care Reform efforts. Sure, it’s all going to be free. But only what you can get when it’s available. And only if you know how the system works so that you can be “there” at the right time.
I don’t have health insurance. I looked into buying it about twelve years ago, and was quoted a rate of around $600.00 a month.
Twelve years later, I’m up $86,400.00. Oh, and if you miss a payment? You lose your coverage. So, it’s not like you’re investing in a time share or something. All your purchasing with your health insurance dollars is current admission to the doctor’s office. What you’ve spent on health insurance, if unused, is simply gone. Poof!
Is reasonably priced health insurance possible? Yep. If you want to make health insurance a federal matter, then remove state boundaries from determining where and how much insurance you may buy. All I want is a catastrophic policy. Car wreck? Busted head? Please. If I need mental counseling, I’ll pay for that outa my pocket. Same thing for a bad cold, or the crud, or whatever. When blood comes out of me, I’ll see a doctor and I’ll pay the price. Will I need a five hundred dollar deductible to make the cost affordable? A thousand dollars? Twenty-thousand dollars? Just let me know. I’ll make the decision.
The unions, the AMA, politicians and the nurses’ groups oppose this kind of thinking. When you and I have control, they lose control. But when I have greater control, I know I also get to choose from a menu of services that is larger and more competitive. And competition drives the prices of goods and services down.
Think about it. The next time your wife orders one of those ridiculously priced Mimosas.